Decision Strategy and Statistical Analysis Specialist

About the role

The Decision Strategy and Statistical Analysis Specialist will join Santander Consumer Finance’s Credit Risk Department in Boadilla del Monte. You will design and implement data‑driven credit risk strategies, leveraging AI/ML and cloud technologies to enhance decision‑making processes.

Key responsibilities

• Develop and deploy AWS‑based AI/ML, data engineering and data science solutions supporting credit risk decisions.
• Manage the credit risk decisioning ecosystem, including the Provenir risk engine, databases and analytical environments.
• Parameterise, maintain and optimise risk decision strategies across multiple portfolios.
• Design data‑driven frameworks aligned with organisational and portfolio objectives.
• Build and maintain automated ETL monitoring processes for data quality, admission performance and decision engine accuracy.
• Collaborate with cross‑country teams to integrate risk management practices.
• Support continuous improvement and automation of credit risk decision processes through analytics and innovation.

Required profile

• Proven experience in credit risk analytics or a related data‑science role.
• Strong understanding of risk modelling, decision engines and statistical analysis.
• Ability to work in a collaborative, multi‑disciplinary environment.

Required skills

• AWS
• AI/ML
• Data engineering
• Data science
• Provenir risk engine
• ETL processes
• Databases
• Analytical environments