Senior Credit Analyst

About the role

Ingram Micro, the world's largest technology distributor with operations in 64 countries, is hiring a Senior Credit Analyst in Barcelona. The role covers credit risk assessment and collections across a multi-country portfolio of customers, working closely with local teams in several European countries.

Key responsibilities

• Credit risk: assess the creditworthiness of existing and prospective clients
• Review financial transactions and credit history case by case, including applications, statements, balance sheets and legal documents
• Carry out ratio, trend and cash flow analyses, build projections and produce clear, objective reports
• Routinely monitor loans for compliance and adhere to credit policy and guidelines
• Collections: manage a broad, multi-country customer portfolio and collaborate with local teams in several European countries
• Manage a collection tool and handle a large volume of email

Required profile

• Proven experience in credit and collections in an international environment
• BS degree in Business, Statistics or a related field
• Ability to analyze cash flows, leverage, collateral and customer strength
• Strong communication and presentation skills and sound judgement

Required skills

• Proficiency in statistical packages and financial software
• Up to date on legal, compliance and market risk issues