Associate, AFC Compliance

About the role

As an Associate in the Anti‑Financial Crime (AFC) Compliance team, you will operate in the second line of defence, supporting the governance and execution of Bitpanda’s AML framework. You will collaborate closely with Customer Operations, Risk, Legal and AML leadership to ensure compliance cases are handled consistently and with appropriate urgency.

Key responsibilities

• Conduct investigations for Enhanced Due Diligence, Proof of Funds/Wealth, Transaction Monitoring alerts and PEP/Sanctions screening using OSINT and crypto exposure analysis.
• Prepare high‑quality case documentation, including evidence, statements of facts, AML officer presentations and SARs or approval/refusal decisions.
• Make well‑reasoned compliance decisions that balance regulatory requirements, financial‑crime risk and customer impact while meeting defined SLAs.
• Contribute to reporting by collecting data for the Controls Report and delivering results for quarterly and annual AML reports.
• Collaborate with first‑line teams (AML Ops, KYC Ops, Risk Ops, Payment Ops, Customer Care) and Legal to manage escalations effectively.

Required profile

• Proven experience in AML or financial‑crime investigations or compliance.
• Strong analytical mindset with meticulous attention to detail.
• Ability to work under tight deadlines and adhere to service‑level agreements.
• Clear communication skills for presenting findings to stakeholders.
• Familiarity with regulatory requirements in the crypto or financial services sector.

Required skills

• OSINT research
• Crypto exposure analysis
• Transaction monitoring systems
• Enhanced Due Diligence (EDD)
• Proof of Funds/Wealth analysis
• PEP and sanctions screening