Backend Software Engineer - AI Finance Agent

About the role

BJAK, the leading insurance platform in Southeast Asia, is expanding into spending, saving, investing, exchange, travel and more. It is looking for backend engineers to build the core systems behind its AI Finance Agent, including reliable APIs, workflows and financial product infrastructure that can scale across markets, partners and millions of users. The role is remote, but candidates must be based in Spain.

Key responsibilities

• Build backend services, APIs and workflows for the AI Neobank app
• Support products across insurance, payments, wallet, savings, investing, travel and financial services
• Design systems for user accounts, transactions, partner integrations, reconciliation, notifications and operations
• Work with product and mobile teams to ship customer-facing journeys quickly
• Integrate with banks, payment gateways, insurers, data providers and other partners
• Improve system reliability, observability, security and performance
• Build systems that are practical, auditable and ready for regulated financial products

Required profile

• 3+ years of backend engineering experience
• Experience building scalable services and integrating third-party systems
• Good understanding of security, reliability, data quality and operational edge cases
• Able to make practical trade-offs between speed, quality and risk
• Comfortable working with product, mobile, operations and business teams
• Experience in fintech, payments, insurance, lending, banking or regulated products is a strong advantage
• Strong English communication; the role is remote

The interview process is fast: online assessment or practical task, then a technical interview and a CEO/final round, with offers aimed at strong candidates within a week of starting interviews.